Presentation
Are you self-employed? Do you have an irregular income? Do you work in the informal sector? Would you like to be protected in case of a downturn in your business or in your old age? We have what you need: SERENITY SAVINGS.
You have two choices:
- Serenity Free
How it works
The product " SÉRÉNITÉ LIBRE " of L'AFRICAINE VIE BÉNIN SA offers you:
In case of life at the end of the contributions, the payment of a capital;
In the event of death or absolute and definitive disability, the payment of your savings to the beneficiary (ies) designated at the time of subscription.
One-time guarantee
Savings
Benefits of the Serenity Savings product
- No constraints on the amount of your contributions;
- No constraints on the periodicity of your contributions;
- No constraints on the periodicity of your contributions;
Serenity Savings
With Serenity Saving, your savings work for you. It can be used as collateral for a loan. The remuneration of your savings is net of taxes and you can recover them in instalments or in one go.
SERENITY SAVINGS, nwe have what you need!
Better
- Possibility of partial withdrawal after only one (01) year of contributions
- Possibility to pay less or more with each payment
Subscription
To subscribe, simply :
- Choose your contribution period, with a minimum of 05 years
- Make an initial payment, with a minimum of 100 000 FCFA
2. Serenity Capitalization
- Make a single payment of at least 1,000,000 FCFA for a minimum of 5 years.
- Receive a one-time capital sum at the end or annuities.
Borrower's insurance taken out to secure a loan provides coverage in the event of death, disability and/or loss of employment. When one of these events occurs, the insurer reimburses the loan installments, in whole or in part.
The ECA or Retirement Allowance , constitute a commitment, known as a social liability, which every company must include in the notes to its balance sheet. In the event of simultaneous departures, its payment may lead to cash flow variations that are detrimental to the balance of its accounts.
What will happen to my family when I am gone? How can I provide a future for my children with the risks of my job? How will I be able to meet the funeral expenses of my elderly parents or in-laws?
EN 
FR 